Internet Security: Are You Protected Online?

11 April, 2018 4 minutes reading time

There’s no denying the world is changing. And the internet has (until very recently) created business and social networks that widely interconnect. Undeniably, the volume of personal and corporate data stored and requested online has made it fertile ground for high-level cyber-attacks, state-sponsored espionage or technically adept criminals.

In terms of stats, according to last November’s Annual Fraud Indicator report, fraud (in all its forms) is still costing the UK more than £190bn a year, with a staggering £6.84bn against individuals. Identity theft alone is claiming more victims every year, costing the victim a huge amount of time and money to return things back to normal.

Worryingly, it seems that many of us are still ignoring advice. We don’t routinely shred documents containing sensitive information before we dispose of them, and too few check their bank statements. Indeed, according to fraud prevention group Cifas, identity theft is reaching ‘epidemic levels’ with a total of 89,000 cases recorded in the first six months of the 2017, a 5% rise on the same period last year.

So, working out where the fraud comes from for businesses and individuals alike will determine how best to protect yourself. After all, identity fraud can have far-reaching and largely unforeseen effects, and, as they say, prevention is better than cure.

Always Be Alert Online

Notwithstanding the unfolding Cambridge Analytica – Facebook story and the inexorable drive towards GDPR compliance (in May 2018), there will still be many occasions when you will be asked for your personal information.

So, when approached to disclose personal information, always ask yourself these questions:

1. Who is asking for our details
2. What details are they asking for; and
3. Why do they need these details?

Phishing, Smishing & Vishing

This is where fraudsters masquerade as a trustworthy company and email/text or call you asking for sensitive information such as usernames, passwords and credit card details so they can infect your computer – and still a growing problem. Fraudsters might try to convince you they are from a bank or other legitimate company. Take care to protect the identity of your recently deceased relatives. Fraudsters have been known to obtain information from obituaries to fraudulently impersonate someone for financial gain.

Always double check they are who they say they are first. For further information, check this link on the National Action Fraud website.

Social Channels: Icebreakers – Getting To Know Each Other Better

Even seemingly harmless information posted on social networking sites is helpful to potential fraudsters. Be aware of some of the posts, tweets or competitions you comment on, including:

1. what was your favourite teachers name
2. who was your first teacher
3. who was your childhood best friend
4. your first car
5. the place you were born
6. your favourite place
7. your first pet
8. where did you go on your first flight etc.

These are some of the most common security questions you will be asked when setting up an account. In responding, you answer common security questions without realising it. Hackers are setting these up as a “get to know each other better game” or “icebreakers”.

They then build a profile of you from several different sources. They use this data to hack your accounts.

Free Hots Spots

Activity such as this is often linked to hacking Wi-Fi routers in free hotspots like coffee shops, bars, hotels and such. Also, mobile phone network relay routers have been used to grab the information from your mobile network.

If you intend to use a device outside and even in your home, the only safe way is to use a VPN. As a side benefit, it stops Google from following you! Private Internet Access is an example of a VPN service, but it is not the only one. Norton has finally woken up to the threat and also provided a service.

Search for a review of VPN providers and find other providers.

Passwords

Finally, remember to set strong passwords that include letters and numbers. This will help to keep your online activity safe. Remember the +20,000 Yahoo, AOL and Hotmail password hack? The most popular password was 123456.

Your identity and personal information are invaluable; finding out you have been a victim of personal identity fraud can be a big shock. We are all at risk, no matter the age – be vigilant and stay safe.

Useful Links:

http://www.stop-idfraud.co.uk/

https://www.cifas.org.uk/

Please note that all views, comments or opinions expressed are for information only and do not constitute and should not be interpreted as being comprehensive or as giving legal advice. No one should seek to rely or act upon, or refrain from acting upon, the views, comments or opinions expressed herein without first obtaining specialist, professional or independent advice. While every effort has been made to ensure accuracy, Curtis Parkinson cannot be held liable for any errors, omissions or inaccuracies.

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